Cheap Pub Insurance

from Lionheart Insurance. Regardless if it is a Pub, Public House, Independant House, Chain, a bar, Inn, Lionheart have the right insurance package for you. For a quote please call 0800 917 5227 or click Quote Me and save money on your Pub Insurance

Pub & Inn Insurance

How do you get your Pub & Inn Insurance cheaper?

Want cheaper Pub & Inn Insurance cheaper but unsure how to go about it?
Well apart from speaking to Lionheart Insurance, what can you do to save money?
Here are some tips which will help keep your insurance premium down:

1. Combine your insurances. Daft as it sounds but if you can group more of your insurances under one or two larger policies you will find that the insurance companies can work work with a larger pot, looking to save you money. So, if you have a 'company van' for picking items up from the cash & carry etc get your broker to include that in your policy. See if they can include your personal car in the 'fleet' aspect.
2. Sufficient cover.. Just because ABC brokers can save you a tenner or possibly more,ensure that you compare what cover they are providing for that compared with your Lionheart cover. Just because they are cheaper do you have accidental damage cover? Does it include free automatic seasonal stock increase? What about money assault cover? [Below is a check list of facilites your Lionheart product typically includes, make sure they are covering all of this!]. Finally double check/ compare your Excess.
3. Security. Sufficient security for the premises can make a big difference. Ensure you have 5 lock mechanism on all external doors, locking windows and if possible alarms & motion detectors. Any of this security mechanisms should be pointed out to your broker. Again this will be used when assessing how secure your place is, which naturally will help to reduce your premium.
4. Time in the game. The longer you have been operating as a publican, the more experience you have which instills confidence to the insurer (assuming you do not have a large claim history!). So again point out your experience to your broker.

Pub Insurance & Inn Insurance

What does it cover?

Most Pub insurance & Inn insurance policies will cover the following (make sure yours does!):

- Buildings incl accidental damage
- Contents 'All Risks' or standard perils
- Public Utilities, Supplier Extensions or Denial of Access
- Auto Seasonal stock increase
- Frozen Foods cover
- Employers Liability
- Public Liability & Products Liability
- Business Interruption
- Assualt Cover & Money Cover
- Goods in Transit
Additionally:
- Subsidence cover

Cheap pub & inn insurance from Lionheart Insurance

pub insurance and inn insurance from Lionheart Insurance

0800 917 5227

Pub Insurance

insurebar.co.uk, pub insurance and inn insurance are all run by Lionheart Insurance
Lionheart Insurance Services Ltd is authorised and regulated by the Financial Services Authority, Ref 499589

Buildings and Contents Insurance

Business interruption

Business contents

Public and Products Liability

Loss of Liquor Licence

Employer's Liability

Cheap Pub Insurance

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